Can You Buy It Twice?

Tax Season is coming around and after the deductions from your business and the money back from your job withholdings, you might be getting a nice little stack of change. Something to remember...

When you're buying things, especially big ticket…

We're Not Paying Annual Fees

Credit cards should not be things you pay for regularly. The goal is not to use them for emergency measures but in lieu of the money you already have. Paying interest or an annual fee when you are trying to…

Live Under Your Means

Just because you have money currently in your possession and you've paid all of your bills for the month does not mean you have to or should spend the rest of your earnings. Leaving a portion of your money for…

Who You Have to Tell

So people will ask all the time how much you get paid? Where you're going? How much it cost? How did you get that? And everyone's intentions are not the same. 

Some people may see you doing well or on…

Let Your Credit Breathe

Once you open a credit card and have been using it and paying it off for a month or so can feel really rewarding. You might even want to accept that offer for that other card. Don't fall for other…

Use Credit to Make Money

Its Thursday and February is gone so chances are you are ready to spend, if even from your computer.

Make your credit create a bit of money for you as you spend. If you were going to spend a certain…

You Might Already Be A Sole Proprietor

Starting a business does not necessarily mean you have to have a lawyer and accountant and file a ton of paper work. You may already be working as one of the simplest and cheapest business structures already - Sole Proprietor…

Include Your Dreams In Your Money Goals

Start thinking now about your dreams and include them into your regular budget. Set a special savings aside just that. Yes you want to cut out excess but none of your goals are excess, they are yours so feed them…

Seek Mentors

Seek someone, books, a course or something with knowledge in an area you are not familiar with. They can help you navigate and figure out what, where and how you need to do something and save you a ton of…

Don't Crack Open the Bulk of Your Savings to Pay Debt

You will probably reach a point in your savings and debt elimination goals where you will have a hefty amount of money tucked away in your savings. It gives you confidence just thinking about it. 
Then you look at your…

Do You Need A Co-Signer?

If you need a co-signer that's a sign that you need to do 1 of 3 things: 

1. Don't get it. 
2. Wait a bit longer to get it. 
3. Find another way to get it. 

Being told you need…

Your Emergency Stash

The unexpected can and will eventually come. Do you feel prepared for when it comes? How has your emergency savings goal been going? Are you on track, reached your goal or not quite there? If you need a marker, aim…